/* RiskPro — vitrine. Style « Banque privée » : vert profond, or, papier crème. */
:root {
  --vert: #0F3D2E; --vert2: #1E6B4F; --vert-l: #EAF2EC; --or: #C9A86A; --or-l: #F5EEDD;
  --fond: #F6F3EC; --bord: #E4DED0; --encre: #16211C; --encre2: #3E4B44; --encre3: #5B6B63;
  --serif: 'Source Serif 4', 'Iowan Old Style', Georgia, 'Times New Roman', serif;
  --sans: Inter, system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--fond); color: var(--encre); font: 16px/1.6 var(--sans); }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--vert2); }
h1, h2, h3 { font-family: var(--serif); color: var(--vert); font-weight: 600; line-height: 1.2; margin: 0; }
h1 { font-size: clamp(32px, 5vw, 50px); color: #fff; }
h2 { font-size: clamp(26px, 3.4vw, 36px); }
h3 { font-size: 20px; }
p { margin: 0; }
.conteneur { max-width: 1180px; margin: 0 auto; padding: 0 20px; }

.entete { background: var(--vert); position: sticky; top: 0; z-index: 10; }
.entete .conteneur { display: flex; align-items: center; justify-content: space-between; gap: 14px; height: 68px; }
.logo { font-family: var(--serif); font-size: 24px; color: #fff; text-decoration: none; font-weight: 600; display: flex; align-items: center; gap: 10px; }
.logo small { font-family: var(--sans); font-size: 12px; color: var(--or); font-weight: 600; }
.menu { display: flex; gap: 22px; }
.menu a { color: #D9E3DC; text-decoration: none; font-size: 15px; }
.menu a:hover { color: #fff; }
.actions { display: flex; gap: 10px; align-items: center; }
.langue { color: #9FB8AB; font-size: 13px; display: flex; gap: 6px; }
.langue a { color: #D9E3DC; }
.langue [aria-current] { color: var(--or); font-weight: 700; }

.btn { display: inline-flex; align-items: center; justify-content: center; height: 46px; padding: 0 20px; border-radius: 10px; font-weight: 600; font-size: 15px; text-decoration: none; border: 1px solid transparent; white-space: nowrap; }
.btn--or { background: var(--or); color: var(--vert); }
.btn--or:hover { background: #D6B87E; }
.btn--clair { color: #fff; border-color: rgba(255,255,255,.35); }
.btn--plein { background: var(--vert); color: #fff; }
.btn--ligne { border-color: #B9B2A0; color: var(--encre); background: #fff; }
.btn--grand { height: 54px; padding: 0 26px; font-size: 16px; }

.heros { background: var(--vert); color: #D9E3DC; padding: 50px 0 80px; }
.heros .conteneur { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.15fr); gap: 50px; align-items: center; }
.surtitre { display: inline-block; font-size: 13px; letter-spacing: .08em; text-transform: uppercase; color: var(--or); font-weight: 600; margin-bottom: 14px; }
.heros p { font-size: 18px; margin: 18px 0 26px; color: #D9E3DC; }
.boutons { display: flex; flex-wrap: wrap; gap: 12px; }
.note { display: block; margin-top: 14px; font-size: 14px; color: #9FB8AB; }
.ecran { border-radius: 14px; overflow: hidden; box-shadow: 0 30px 70px rgba(0,0,0,.35); border: 1px solid rgba(255,255,255,.12); }

.section { padding: 80px 0; }
.section--blanc { background: #fff; }
.tete { max-width: 760px; margin-bottom: 40px; }
.tete .surtitre { color: var(--vert2); }
.tete p { margin-top: 14px; color: var(--encre2); font-size: 17px; }
.grille { display: grid; gap: 18px; }
.g2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.g3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.g4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.carte { background: #fff; border: 1px solid var(--bord); border-radius: 14px; padding: 22px; }
.section--blanc .carte { background: var(--fond); }
.carte h3 { margin-bottom: 8px; }
.carte p { color: var(--encre2); font-size: 15px; }
.carte ul { margin: 10px 0 0; padding-left: 18px; color: var(--encre2); font-size: 15px; }
.role { border-left: 4px solid var(--or); }
.role strong { display: block; font-family: var(--serif); font-size: 19px; color: var(--vert); margin-bottom: 4px; }

.duo { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.2fr); gap: 46px; align-items: center; }
.duo--inverse { grid-template-columns: minmax(0, 1.2fr) minmax(0, 1fr); }
.duo ul { padding-left: 0; list-style: none; margin: 20px 0 0; display: flex; flex-direction: column; gap: 12px; }
.duo li { padding-left: 30px; position: relative; color: var(--encre2); }
.duo li::before { content: '✓'; position: absolute; left: 0; color: var(--vert2); font-weight: 700; }
.ecran--clair { box-shadow: 0 20px 50px rgba(15,61,46,.15); border: 1px solid var(--bord); }
.telephone { max-width: 300px; margin: 0 auto; border-radius: 28px; overflow: hidden; border: 8px solid #16211C; box-shadow: 0 20px 50px rgba(15,61,46,.2); max-height: 600px; }

.etapes { counter-reset: e; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 12px; }
.etapes div { background: #fff; border: 1px solid var(--bord); border-radius: 12px; padding: 14px; font-size: 14px; color: var(--encre2); }
.etapes div::before { counter-increment: e; content: counter(e); display: inline-flex; width: 26px; height: 26px; border-radius: 50%; background: var(--vert); color: #fff; align-items: center; justify-content: center; font-weight: 700; font-size: 13px; margin-bottom: 8px; }
.etapes strong { display: block; color: var(--vert); }

.prix { background: var(--vert); color: #D9E3DC; border-radius: 18px; padding: 40px; display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 30px; align-items: center; }
.prix h2 { color: #fff; }
.prix .montant { font-family: var(--serif); font-size: 56px; color: var(--or); line-height: 1; }
.prix ul { margin: 0; padding-left: 20px; display: flex; flex-direction: column; gap: 8px; }

details { background: #fff; border: 1px solid var(--bord); border-radius: 12px; padding: 16px 20px; }
details + details { margin-top: 10px; }
summary { cursor: pointer; font-weight: 600; color: var(--vert); }
details p { margin-top: 10px; color: var(--encre2); }

.pied { background: var(--vert); color: #9FB8AB; padding: 30px 0; font-size: 14px; }
.pied a { color: #D9E3DC; }
.pied .conteneur { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px; }

@media (max-width: 960px) {
  .menu { display: none; }
  .heros .conteneur, .duo, .duo--inverse, .prix { grid-template-columns: minmax(0, 1fr); }
  .g3, .g4, .etapes { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .duo--inverse .ecran { order: 2; }
}
@media (max-width: 600px) {
  .g2, .g3, .g4, .etapes { grid-template-columns: minmax(0, 1fr); }
  .actions .btn--clair { display: none; }
  .section { padding: 56px 0; }
  .prix { padding: 26px; }
}